LawfulStay
← Back to Database

Narragansett

Rhode Island · United States
Restricted
Last updated: 2026-07-29  ·  Last verified: 2026-07-29  ·  Region: US

At a Glance — Narragansett Airbnb & STR Rules

RuleDetails
Regulatory StatusRestricted — rules apply
Permit / License RequiredYes
Tax RateRhode Island state hotel tax applies; hosts must also register with the Rhode Island Department of Business Regulation. Local tax rates — verify with
Minimum Stay7 nights minimum (mandatory under Chapter 1123 STR Ordinance, effective September 1, 2024)
Permit FeeAnnual STR registration fee: $50 (resident) / $100 (non-resident) [non-refundable]. Annual STR permit fee: $375 (resident) / $750 (non-resident). Re-i
PenaltiesState-level (RI DBR): $250 fine for first 30 days unregistered; $500 for 31–60 days; $1,000 for more than 60 days. Platforms also face fines for listi
Occupancy LimitYes — must meet square footage and parking requirements; large events (weddings, bachelor parties) prohibited
Browse all 6 STR regulations in Rhode Island → Browse all 535 STR regulations in United States →

Narragansett Airbnb & Vacation Rental Regulation Overview

Narragansett Short-Term Rental Regulations Overview

Short-term rentals in Narragansett, Rhode Island are allowed but subject to significant restrictions under local regulations as of 2026. Hosts operating on Airbnb, VRBO, or other vacation rental platforms must obtain proper licensing: Yes. The associated permit fees are Annual STR registration fee: $50 (resident) / $100 (non-resident) [non-refundable]. Annual STR permi.

Tax Requirements for Airbnb Hosts in Narragansett

Short-term rental operators in Narragansett should be aware of these tax obligations: Rhode Island state hotel tax applies; hosts must also register with the Rhode Island Department of Business Regulation. Local tax rates — verify with Town of Narragansett Finance Department..

Hosting Rules and Restrictions in Narragansett

Key operational rules for vacation rental hosts in Narragansett include: Occupancy limit: Yes — must meet square footage and parking requirements; large events (weddings, bachelor parties) prohibited. Minimum stay: 7 nights minimum (mandatory under Chapter 1123 STR Ordinance, effective September 1, 2024).

Zoning and Location Requirements in Narragansett

Zoning considerations for short-term rentals in Narragansett: STRs must pass building and fire code inspections; non-building structures (garages, trailers) prohibited as STRs. Specific zoning district restrictions apply — consult Narragansett Zoning Ordinance. . Density rules: Total STR permit cap: 1,100 permits in 2024; decreasing to 1,000 in 2025; decreasing to 900 in 2026. Permit availability on first-come basis; once cap. Insurance: Yes.

Penalties for Non-Compliance in Narragansett

Hosts who fail to comply with Narragansett's short-term rental regulations may face enforcement action. State-level (RI DBR): $250 fine for first 30 days unregistered; $500 for 31–60 days; $1,000 for more than 60 days. Platforms also face fines for listing unregistered properties. Local Narragansett pen.

Platform Obligations in Narragansett

Platform obligations for services like Airbnb, VRBO, and Booking.com operating in Narragansett: Rhode Island law requires STR hosts listing on third-party platforms (Airbnb, VRBO, etc.) to register with the Rhode Island Department of Business Regulation. Platforms face fines for listing unregist.

Full Regulatory Details

Regulatory Status
Restricted
License / Registration
Yes
Tax Registration
Yes
Permit Fee
Annual STR registration fee: $50 (resident) / $100 (non-resident) [non-refundable]. Annual STR permit fee: $375 (resident) / $750 (non-resident). Re-inspection fee: $375 (both). Re-schedule inspection fee: $100 (both). Regular rental registration (non-STR): $120/year.
Occupancy Limit
Yes — must meet square footage and parking requirements; large events (weddings, bachelor parties) prohibited
Tax Rate
Rhode Island state hotel tax applies; hosts must also register with the Rhode Island Department of Business Regulation. Local tax rates — verify with Town of Narragansett Finance Department.
Zoning Restrictions
STRs must pass building and fire code inspections; non-building structures (garages, trailers) prohibited as STRs. Specific zoning district restrictions apply — consult Narragansett Zoning Ordinance. Per Sec. 14-546(f), Narragansett residents who live in their rental property have a dedicated early application period.
Minimum Stay
7 nights minimum (mandatory under Chapter 1123 STR Ordinance, effective September 1, 2024)
Density Rules
Total STR permit cap: 1,100 permits in 2024; decreasing to 1,000 in 2025; decreasing to 900 in 2026. Permit availability on first-come basis; once cap reached, no new permits issued for that year.
Insurance Required
Yes
Platform Obligations
Rhode Island law requires STR hosts listing on third-party platforms (Airbnb, VRBO, etc.) to register with the Rhode Island Department of Business Regulation. Platforms face fines for listing unregistered properties. State-level registration is separate from Narragansett's local permit.
Compliance Notes
Chapter 1123 STR Ordinance adopted May 6, 2024; effective September 1, 2024. Key requirements: (1) 7-night minimum stay; (2) declining permit cap (1,100→1,000→900 through 2026); (3) building and fire code inspection required; (4) $1,000,000 liability insurance required (self-certified by owner acknowledgment); (5) detailed renter records must be maintained; (6) hotels and similar establishments exempted. LITIGATION NOTE: The ordinance faced a temporary restraining order and legal challenge following enactment — as of late 2024/early 2025, litigation was ongoing. Operators should verify current legal status of the ordinance before relying on any specific provision. The Town extended registration deadlines (e.g., to February 24, 2025) pending litigation resolution.
Effective Date
September 1, 2024 (adopted May 6, 2024)
Key Notes
Narragansett has implemented some of the strictest STR regulations in Rhode Island. The 7-night minimum stay is particularly significant for operators who previously relied on weekend bookings. Approximately 1,158 STRs were operating in Narragansett at the time of ordinance passage — more than 20% of all Rhode Island STR listings. The declining permit cap creates increasing scarcity through 2026. The ordinance has faced legal challenges; operators must confirm current enforceability with the Town. Rhode Island's statewide STR registry (managed by the RI Department of Business Regulation) is a separate and independent requirement.
Penalties
State-level (RI DBR): $250 fine for first 30 days unregistered; $500 for 31–60 days; $1,000 for more than 60 days. Platforms also face fines for listing unregistered properties. Local Narragansett penalties for ordinance violations — verify with Building Inspection Department.
Additional Context
The Town of Narragansett Building Inspection Department administers the local STR registration and permit system (25 Fifth Ave, Narragansett RI 02882; phone: 401-782-0613). Rhode Island's statewide STR registration is administered by the RI Department of Business Regulation separately from the Town permit. The Town's online rental registration portal is accessible at narragansettri.gov/82/Rental-Registration.
Sources
Town of Narragansett – Official Rental Registration Page: https://narragansettri.gov/82/Rental-Registration
Chapter 1123 STR Ordinance (adopted May 6, 2024): https://narragansettri.gov/DocumentCenter/View/18133/Chapter-1123-Short-term-Rental-Ordinance-562024
Town Q&A Document: https://www.narragansettri.gov/DocumentCenter/View/18185/Short-Term-and-regular-Rental-Questions-and-Answers
RI Dept. of Business Regulation STR Registry: https://dbr.ri.gov
📋 Apply / Register with the Official Authority

Apply for your STR permit or registration directly through the official government portal.

Official Source ↗

Frequently Asked Questions

Is Airbnb legal in Narragansett?

Airbnb and short-term rentals are legal in Narragansett but subject to restrictions. Hosts must comply with local permit requirements and zoning rules. Chapter 1123 STR Ordinance adopted May 6, 2024; effective September 1, 2024. Key requirements: (1) 7-night minimum stay; (2) declining permit cap (1,100→1,000→900 through 2026); (3) building and fire

Do you need a permit for Airbnb in Narragansett?

Yes. Narragansett requires the following for short-term rental operation: Yes.

What taxes apply to short-term rentals in Narragansett?

Short-term rental hosts in Narragansett are subject to the following tax obligations: Rhode Island state hotel tax applies; hosts must also register with the Rhode Island Department of Business Regulation. Local tax rates — verify with Town of Narragansett Finance Department..

What are the penalties for illegal Airbnb hosting in Narragansett?

Hosts who operate without proper permits in Narragansett may face enforcement. State-level (RI DBR): $250 fine for first 30 days unregistered; $500 for 31–60 days; $1,000 for more than 60 days. Platforms also face fines for listing unregistered properties. Local Narragansett penalties for ordinance violations — verify with Buil.

What are the key STR compliance requirements in Narragansett?

Narragansett has implemented some of the strictest STR regulations in Rhode Island. The 7-night minimum stay is particularly significant for operators who previously relied on weekend bookings. Approximately 1,158 STRs were operating in Narragansett at the time of ordinance passage — more than 20% of all Rhode Island STR listings. The declining permit cap creates increasing scarcity through 2026.

Search 1,026+ STR Jurisdictions

LawfulStay tracks STR regulations across 1,026+ cities & countries on 6 continents, updated daily.

View in Full Database →