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Islamorada

Florida · United States
Restricted
Last updated: 2026-07-29  ·  Last verified: 2026-07-29  ·  Region: US

At a Glance — Islamorada Airbnb & STR Rules

RuleDetails
Regulatory StatusRestricted — rules apply
Permit / License RequiredYes
Tax RateMonroe County Tourist Development Tax (verify current rate with Monroe County Tax Collector) + Florida state sales tax 6%; Monroe County TDT is collec
Minimum Stay7-day minimum stay requirement for vacation rentals (confirm against current Village Code §30-1295)
Permit FeeAnnual vacation rental license fee approximately $1,325 per unit (based on secondary source cross-reference; confirm current rate at islamorada.fl.us/
PenaltiesNon-compliant operation without a valid Village vacation rental license subject to code enforcement action and fines under Village Code; license can b
Occupancy LimitOccupancy limits apply per unit; parking spaces for guest use must be documented in the application as a sketch submitted with the license application
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Islamorada Airbnb & Vacation Rental Regulation Overview

Islamorada Short-Term Rental Regulations Overview

Short-term rentals in Islamorada, Florida are allowed but subject to significant restrictions under local regulations as of 2026. Hosts operating on Airbnb, VRBO, or other vacation rental platforms must obtain proper licensing: Yes. The associated permit fees are Annual vacation rental license fee approximately $1,325 per unit (based on secondary source cross-re.

Tax Requirements for Airbnb Hosts in Islamorada

Short-term rental operators in Islamorada should be aware of these tax obligations: Monroe County Tourist Development Tax (verify current rate with Monroe County Tax Collector) + Florida state sales tax 6%; Monroe County TDT is collected separately from village license.

Hosting Rules and Restrictions in Islamorada

Key operational rules for vacation rental hosts in Islamorada include: Occupancy limit: Occupancy limits apply per unit; parking spaces for guest use must be documented in the application as a sketch submitte. Minimum stay: 7-day minimum stay requirement for vacation rentals (confirm against current Village Code §30-1295).

Zoning and Location Requirements in Islamorada

Zoning considerations for short-term rentals in Islamorada: Vacation rentals are restricted by zoning AND a hard village-wide license cap of 331 total vacation rental licenses. Zoning eligibility: (1) Commercial/Tourist zoning: generally eligible; (2) Resident. Density rules: Hard cap of 331 total vacation rental licenses village-wide — one of the most restrictive caps in Florida. As of 2021, approximately 243 licenses were.

Penalties for Non-Compliance in Islamorada

Hosts who fail to comply with Islamorada's short-term rental regulations may face enforcement action. Non-compliant operation without a valid Village vacation rental license subject to code enforcement action and fines under Village Code; license can be suspended or revoked.

Platform Obligations in Islamorada

Platform obligations for services like Airbnb, VRBO, and Booking.com operating in Islamorada: A designated Property Manager and a Secondary contact are required and must be added to the village license application via the CityView portal. Monroe County Tourist Development Tax account must be a.

Full Regulatory Details

Regulatory Status
Restricted
License / Registration
Yes
Tax Registration
Yes
Permit Fee
Annual vacation rental license fee approximately $1,325 per unit (based on secondary source cross-reference; confirm current rate at islamorada.fl.us/315). Village license budget revenue line: ~$375,000–$462,955 (FY24-25 actuals). Additional required fees: Monroe County Local Business Tax Receipt; Monroe County Tourist Development Tax account; Florida DBPR Resort Dwelling/Condominium License.
Occupancy Limit
Occupancy limits apply per unit; parking spaces for guest use must be documented in the application as a sketch submitted with the license application
Tax Rate
Monroe County Tourist Development Tax (verify current rate with Monroe County Tax Collector) + Florida state sales tax 6%; Monroe County TDT is collected separately from village license
Zoning Restrictions
Vacation rentals are restricted by zoning AND a hard village-wide license cap of 331 total vacation rental licenses. Zoning eligibility: (1) Commercial/Tourist zoning: generally eligible; (2) Residential High (RH) or Mixed Use: property assessed value must meet or exceed a threshold set at 600% of Monroe County median income (revised by Ordinance 20-06 and Ordinance 23-04, amending Village Code Ch. 30, Art. VI, Div. 6, §30-1295(B)(2)); (3) Residential Conservation (RC), Residential Low (RL), or Airport (A) zoning: must have assessed value ≥$1,062,000; (4) Approximately 25 grandfathered vacation rentals still operate in Residential Medium zoning districts. Many condo associations additionally prohibit rentals of less than one month.
Minimum Stay
7-day minimum stay requirement for vacation rentals (confirm against current Village Code §30-1295)
Density Rules
Hard cap of 331 total vacation rental licenses village-wide — one of the most restrictive caps in Florida. As of 2021, approximately 243 licenses were active; availability is limited and competition for licenses is intense. This cap is grandfathered under Florida law (pre-June 2011 ordinance).
Platform Obligations
A designated Property Manager and a Secondary contact are required and must be added to the village license application via the CityView portal. Monroe County Tourist Development Tax account must be active and verified as part of the license application.
Compliance Notes
1. Islamorada operates under a grandfathered vacation rental ordinance predating June 1, 2011, allowing the Village to regulate the number, location, and operation of vacation rentals — unique authority among Florida municipalities. 2. License application submitted through Islamorada CityView portal; fire & life safety inspection required. 3. Must provide: active Monroe County Tourist Development Tax account verification, Monroe County Local Business Tax Receipt, Florida DBPR Resort Dwelling/Condominium License, completed owner's affidavit, deed/condo restrictions copy, and parking sketch. 4. Village Code authority: Ch. 30 'Land Development Regulations,' Art. VI, Div. 6 'Vacation Rentals,' §30-1295 et seq. 5. Ordinances 20-05/20-06 (2020) and 23-03/23-04 (2023) revised valuation criteria for transient rental registration.
Effective Date
Base ordinance pre-June 1, 2011 (grandfathered); Ordinances 20-05/20-06 effective 2020; Ordinances 23-03/23-04 effective 2023 (valuation criteria revisions); current license year ongoing
Key Notes
Islamorada has one of Florida's most restrictive STR regimes: hard license cap (331 total), 7-day minimum stay, high property valuation thresholds by zone, and a grandfathered pre-2011 ordinance giving the Village unique regulatory authority. License availability may be effectively exhausted in some periods. Always verify current license availability and zoning eligibility with the Planning & Development Services Department before any investment.
Penalties
Non-compliant operation without a valid Village vacation rental license subject to code enforcement action and fines under Village Code; license can be suspended or revoked
Additional Context
Islamorada (Monroe County) is one of very few Florida municipalities with legal authority to cap the total number of vacation rental licenses — a right preserved by its pre-2011 grandfathered ordinance status. The Village has actively amended its ordinance in 2020 and 2023 to tighten eligibility criteria.
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Frequently Asked Questions

Is Airbnb legal in Islamorada?

Airbnb and short-term rentals are legal in Islamorada but subject to restrictions. Hosts must comply with local permit requirements and zoning rules. 1. Islamorada operates under a grandfathered vacation rental ordinance predating June 1, 2011, allowing the Village to regulate the number, location, and operation of vacation rentals — unique authori

Do you need a permit for Airbnb in Islamorada?

Yes. Islamorada requires the following for short-term rental operation: Yes.

What taxes apply to short-term rentals in Islamorada?

Short-term rental hosts in Islamorada are subject to the following tax obligations: Monroe County Tourist Development Tax (verify current rate with Monroe County Tax Collector) + Florida state sales tax 6%; Monroe County TDT is collected separately from village license.

What are the penalties for illegal Airbnb hosting in Islamorada?

Hosts who operate without proper permits in Islamorada may face enforcement. Non-compliant operation without a valid Village vacation rental license subject to code enforcement action and fines under Village Code; license can be suspended or revoked.

What are the key STR compliance requirements in Islamorada?

Islamorada has one of Florida's most restrictive STR regimes: hard license cap (331 total), 7-day minimum stay, high property valuation thresholds by zone, and a grandfathered pre-2011 ordinance giving the Village unique regulatory authority. License availability may be effectively exhausted in some periods. Always verify current license availability and zoning eligibility with the Planning & Deve

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