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Santa Cruz

California · United States
Restricted
Last updated: 2026-07-29  ·  Last verified: 2026-07-29  ·  Region: US

At a Glance — Santa Cruz Airbnb & STR Rules

RuleDetails
Regulatory StatusRestricted — rules apply
Permit / License RequiredYes
Tax Rate14% TOT (City of Santa Cruz) on stays of 30 days or less. County TOT rate applies separately for unincorporated areas.
Night / Day Cap30 days or less per stay (STR defined as <30 days). No annual rental-day cap explicitly stated, but Non-Hosted permits are frozen.
Minimum StayNo minimum stay specified; maximum stay is 30 consecutive days.
Permit FeeCity STR permit: $341 (effective Jan 1, 2026, per 2026 Fee Schedule). County Non-Hosted (Vacation Rental) application: $1,757.90 (≤3 bedrooms) or $3,3
PenaltiesCity: Code compliance enforcement; permit revocation. County: 2+ significant violations within 12 months triggers Level V public hearing for permit re
Primary Residence RequiredYes for Hosted STRs (owner or long-term resident must occupy one legal bedroom during guest stay). Non-Hosted permits are no longer issued by the City
Occupancy LimitParking-based: 1 on-site space required for studio/1-bedroom, 2 spaces for 2+ bedrooms. Exact guest headcount per unit is property-specific.
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Santa Cruz Airbnb & Vacation Rental Regulation Overview

Santa Cruz Short-Term Rental Regulations Overview

Short-term rentals in Santa Cruz, California are allowed but subject to significant restrictions under local regulations as of 2026. Hosts operating on Airbnb, VRBO, or other vacation rental platforms must obtain proper licensing: Yes. The associated permit fees are City STR permit: $341 (effective Jan 1, 2026, per 2026 Fee Schedule). County Non-Hosted (Vacation Re.

Tax Requirements for Airbnb Hosts in Santa Cruz

Short-term rental operators in Santa Cruz should be aware of these tax obligations: 14% TOT (City of Santa Cruz) on stays of 30 days or less. County TOT rate applies separately for unincorporated areas..

Hosting Rules and Restrictions in Santa Cruz

Key operational rules for vacation rental hosts in Santa Cruz include: Primary residence requirement: Yes for Hosted STRs (owner or long-term resident must occupy one legal bedroom during guest stay). Non-Hosted permits ar. Rental day cap: 30 days or less per stay (STR defined as <30 days). No annual rental-day cap explicitly stated, but Non-Hosted permits a. Occupancy limit: Parking-based: 1 on-site space required for studio/1-bedroom, 2 spaces for 2+ bedrooms. Exact guest headcount per unit i. Minimum stay: No minimum stay specified; maximum stay is 30 consecutive days..

Zoning and Location Requirements in Santa Cruz

Zoning considerations for short-term rentals in Santa Cruz: City: Hosted STRs permitted in residential zones; Non-Hosted STRs frozen (no new permits issued); ADU STR permits not issued. County: Allowed in all zones permitting residential use; vacation rentals . Density rules: City: Cap of 250 Hosted STR permits citywide (no waitlist as of 2026, actively accepting applications). County: Countywide cap on non-hosted (vacation. Insurance: Not explicitly mandated by ordinance, but documentation of insurance reflecting rental use is strong.

Penalties for Non-Compliance in Santa Cruz

Hosts who fail to comply with Santa Cruz's short-term rental regulations may face enforcement action. City: Code compliance enforcement; permit revocation. County: 2+ significant violations within 12 months triggers Level V public hearing for permit revocation. Violations include noise citations, mis-.

Platform Obligations in Santa Cruz

Platform obligations for services like Airbnb, VRBO, and Booking.com operating in Santa Cruz: Online hosting platforms are required under the new County STR Ordinance (Ordinance 5497, effective April 2026) to remove unpermitted listings. Permit/registration number must be displayed in all list.

Full Regulatory Details

Regulatory Status
Restricted
License / Registration
Yes
Tax Registration
Yes
Permit Fee
City STR permit: $341 (effective Jan 1, 2026, per 2026 Fee Schedule). County Non-Hosted (Vacation Rental) application: $1,757.90 (≤3 bedrooms) or $3,316.45 (≥4 bedrooms); County waitlist fee: $145/year.
Primary Residence Rule
Yes for Hosted STRs (owner or long-term resident must occupy one legal bedroom during guest stay). Non-Hosted permits are no longer issued by the City.
Night / Day Cap
30 days or less per stay (STR defined as <30 days). No annual rental-day cap explicitly stated, but Non-Hosted permits are frozen.
Occupancy Limit
Parking-based: 1 on-site space required for studio/1-bedroom, 2 spaces for 2+ bedrooms. Exact guest headcount per unit is property-specific.
Tax Rate
14% TOT (City of Santa Cruz) on stays of 30 days or less. County TOT rate applies separately for unincorporated areas.
Zoning Restrictions
City: Hosted STRs permitted in residential zones; Non-Hosted STRs frozen (no new permits issued); ADU STR permits not issued. County: Allowed in all zones permitting residential use; vacation rentals allowed in single-family, duplex, or triplex structures. Countywide non-hosted cap applies; coastal zone subject to California Coastal Commission-certified rules.
Minimum Stay
No minimum stay specified; maximum stay is 30 consecutive days.
Density Rules
City: Cap of 250 Hosted STR permits citywide (no waitlist as of 2026, actively accepting applications). County: Countywide cap on non-hosted (vacation rental) permits; designated areas (Live Oak, Seacliff/Aptos/La Selva Beach, Davenport/Swanton) maintain separate sub-caps; 1 permit per property owner/entity; as of March 2025, 263 permitted non-hosted rentals existed against a new SALSDA-area cap of 241.
Insurance Required
Not explicitly mandated by ordinance, but documentation of insurance reflecting rental use is strongly advised and may be requested.
Platform Obligations
Online hosting platforms are required under the new County STR Ordinance (Ordinance 5497, effective April 2026) to remove unpermitted listings. Permit/registration number must be displayed in all listings.
Compliance Notes
City Ordinance Ch. 24.12 Part 18 effective October 2017; County new consolidated Short-Term Rental Ordinance (repealing SCCC §§13.10.690 & 13.10.694, adding §§13.10.695 & 13.10.696) adopted by Board of Supervisors August 19, 2025 and certified by California Coastal Commission April 16, 2026, now fully effective countywide. TOT Certificate required alongside STR permit. Local property manager within 30 miles, available 24/7 and able to respond within 60 minutes, required by County. House rules must be posted on-site (noise, trash, parking, fireworks, events).
Effective Date
City Ordinance: October 2017 (ongoing). County consolidated STR Ordinance: August 19, 2025 (inland); April 16, 2026 (Coastal Commission certification/countywide effect).
Key Notes
The City of Santa Cruz and the unincorporated Santa Cruz County are governed by separate ordinances. The City no longer issues Non-Hosted or ADU STR permits; existing ones may continue. The County's 2025/2026 overhaul implemented countywide permit caps, platform removal obligations, tenant protections, and a 1-permit-per-owner rule. Violation of County permit (2+ significant violations in 12 months) triggers permit revocation hearing.
Penalties
City: Code compliance enforcement; permit revocation. County: 2+ significant violations within 12 months triggers Level V public hearing for permit revocation. Violations include noise citations, mis-advertising capacity, health/safety non-compliance.
Additional Context
Santa Cruz County is divided into four incorporated cities (Santa Cruz, Scotts Valley, Capitola, Watsonville), each with its own separate ordinance, plus unincorporated county areas with designated sub-zones. Investors must verify specific rules by sub-zone/city before operating.
Sources
City of Santa Cruz official STR page: https://www.santacruzca.gov/Government/City-Departments/Community-Development/Short-Term-Rentals
City Municipal Code Ch. 24.12 Part 18: https://www.codepublishing.com/CA/SantaCruz/#!/SantaCruz24/SantaCruz2412.html#24.12.1700
Santa Cruz County CDI STR page: https://cdi.santacruzcountyca.gov/UPC/DiscretionaryPermitsZoning/DiscretionaryPermits/Short-TermRentals.aspx
County Ordinance 5497 CEQA Notice: https://ceqanet.lci.ca.gov/2025090294
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Frequently Asked Questions

Is Airbnb legal in Santa Cruz?

Airbnb and short-term rentals are legal in Santa Cruz but subject to restrictions. Hosts must comply with local permit requirements and zoning rules. City Ordinance Ch. 24.12 Part 18 effective October 2017; County new consolidated Short-Term Rental Ordinance (repealing SCCC §§13.10.690 & 13.10.694, adding §§13.10.695 & 13.10.696) adopted by Board o

Do you need a permit for Airbnb in Santa Cruz?

Yes. Santa Cruz requires the following for short-term rental operation: Yes.

What taxes apply to short-term rentals in Santa Cruz?

Short-term rental hosts in Santa Cruz are subject to the following tax obligations: 14% TOT (City of Santa Cruz) on stays of 30 days or less. County TOT rate applies separately for unincorporated areas..

What are the penalties for illegal Airbnb hosting in Santa Cruz?

Hosts who operate without proper permits in Santa Cruz may face enforcement. City: Code compliance enforcement; permit revocation. County: 2+ significant violations within 12 months triggers Level V public hearing for permit revocation. Violations include noise citations, mis-advertising capacity, health/safety non-compliance.

What are the key STR compliance requirements in Santa Cruz?

The City of Santa Cruz and the unincorporated Santa Cruz County are governed by separate ordinances. The City no longer issues Non-Hosted or ADU STR permits; existing ones may continue. The County's 2025/2026 overhaul implemented countywide permit caps, platform removal obligations, tenant protections, and a 1-permit-per-owner rule. Violation of County permit (2+ significant violations in 12 month

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