LawfulStay
← Back to Database

Nationwide

Finland
Restricted
Last updated: 2026-06-23  ·  Last verified: 2026-06-23  ·  Region: International

At a Glance — Nationwide Airbnb & STR Rules

RuleDetails
Regulatory StatusRestricted — rules apply
Permit / License RequiredNo specific license for occasional hosting; change-of-use permit if hotel-like
Tax Rate10% VAT if turnover exceeds €10,000; income/municipal tax applies
Night / Day Cap90 days/year for investment properties (stays under 4 weeks) from 2026; municipalities may allow owner-occupied STR up to 180 days as residential use
Minimum StayShort-term defined as under 4 weeks
PenaltiesOrders to cease operations, fines, building-permit enforcement; legal action by housing company
Primary Residence RequiredOwner-occupied homes unrestricted; investment properties capped
Browse all 3 STR regulations in Finland →

Nationwide Airbnb & Vacation Rental Regulation Overview

Nationwide Short-Term Rental Regulations Overview

Short-term rentals in Nationwide are allowed but subject to significant restrictions under local regulations as of 2026. Hosts operating on Airbnb, VRBO, or other vacation rental platforms must obtain proper licensing: No specific license for occasional hosting; change-of-use permit if hotel-like.

Tax Requirements for Airbnb Hosts in Nationwide

Short-term rental operators in Nationwide should be aware of these tax obligations: 10% VAT if turnover exceeds €10,000; income/municipal tax applies. Yes; declare all income to Finnish Tax Administration (DAC7 reporting since 2023).

Hosting Rules and Restrictions in Nationwide

Key operational rules for vacation rental hosts in Nationwide include: Primary residence requirement: Owner-occupied homes unrestricted; investment properties capped. Rental day cap: 90 days/year for investment properties (stays under 4 weeks) from 2026; municipalities may allow owner-occupied STR up t. Minimum stay: Short-term defined as under 4 weeks.

Zoning and Location Requirements in Nationwide

Zoning considerations for short-term rentals in Nationwide: Building Act §40a distinguishes residential (4+ weeks) from accommodation use; change-of-use permit may be required. Density rules: Municipalities flagged as high-risk for housing market may impose time limits. Insurance: Hosts advised to verify adequate coverage; not explicitly mandated.

Penalties for Non-Compliance in Nationwide

Hosts who fail to comply with Nationwide's short-term rental regulations may face enforcement action. Orders to cease operations, fines, building-permit enforcement; legal action by housing company.

Platform Obligations in Nationwide

Platform obligations for services like Airbnb, VRBO, and Booking.com operating in Nationwide: Platforms report user income to tax authority under DAC7.

Full Regulatory Details

Regulatory Status
Restricted
License / Registration
No specific license for occasional hosting; change-of-use permit if hotel-like
Tax Registration
Yes; declare all income to Finnish Tax Administration (DAC7 reporting since 2023)
Primary Residence Rule
Owner-occupied homes unrestricted; investment properties capped
Night / Day Cap
90 days/year for investment properties (stays under 4 weeks) from 2026; municipalities may allow owner-occupied STR up to 180 days as residential use
Tax Rate
10% VAT if turnover exceeds €10,000; income/municipal tax applies
Zoning Restrictions
Building Act §40a distinguishes residential (4+ weeks) from accommodation use; change-of-use permit may be required
Minimum Stay
Short-term defined as under 4 weeks
Density Rules
Municipalities flagged as high-risk for housing market may impose time limits
Insurance Required
Hosts advised to verify adequate coverage; not explicitly mandated
Platform Obligations
Platforms report user income to tax authority under DAC7
Compliance Notes
Housing companies (condo boards) can limit or ban STR; operators must keep rental-frequency records
Effective Date
Building Act amendment targeted for 2026 (initially Jan 1 2026; reportedly delayed to ~summer 2026)
Key Notes
Reform clarifies residential vs accommodation use; new Section 40a of Building Act (751/2023)
Penalties
Orders to cease operations, fines, building-permit enforcement; legal action by housing company
Additional Context
Reform under PM Orpo government program; subject to parliamentary approval
Sources
https://www.government.is/topics/business-and-industry/tourism-in-icel…
immodan.fi
investropa.com (Finland)
lieke.com
lodgecompliance.com
📋 Apply / Register with the Official Authority

Apply for your STR permit or registration directly through the official government portal.

Official Source ↗

Frequently Asked Questions

Is Airbnb legal in Nationwide?

Airbnb and short-term rentals are legal in Nationwide but subject to restrictions. Hosts must comply with local permit requirements and zoning rules. Housing companies (condo boards) can limit or ban STR; operators must keep rental-frequency records

Do you need a permit for Airbnb in Nationwide?

Yes. Nationwide requires the following for short-term rental operation: No specific license for occasional hosting; change-of-use permit if hotel-like.

What taxes apply to short-term rentals in Nationwide?

Short-term rental hosts in Nationwide are subject to the following tax obligations: 10% VAT if turnover exceeds €10,000; income/municipal tax applies.

What are the penalties for illegal Airbnb hosting in Nationwide?

Hosts who operate without proper permits in Nationwide may face enforcement. Orders to cease operations, fines, building-permit enforcement; legal action by housing company.

What are the key STR compliance requirements in Nationwide?

Reform clarifies residential vs accommodation use; new Section 40a of Building Act (751/2023)

Search 1,026+ STR Jurisdictions

LawfulStay tracks STR regulations across 1,026+ cities & countries on 6 continents, updated daily.

View in Full Database →